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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States goverenment. National Credit Union Administration, a U.S. Government Agency.
Community Federal Credit Union
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Share Draft Checking
No monthly service charge Unlimited check writing Monthly statements Overdraft protection Rates Effective June 1, 2013      Rate                APY (Annual Percentage Yield)      0.10%                             0.10% Dividends Compounded Monthly Dividends Credited Monthly Dividend Period Calendar Month Minimum to Open $20.00 Minimum Balance of $100 to Obtain APY No Account Limitations TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES Except as specifically described, the following disclosures apply to all of the accounts. All accounts described in this Rate and Fee Schedule are share accounts. Rate Information. The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For Share Certificate and IRA Share Certificate accounts, the Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the term of the account. For Share, Share Draft, Vacation, Scottie Savers Club, Christmas Club, and IRA accounts, the Dividend Rate and Annual Percentage Yield may change quarterly as determined by the Credit Union’s Board of Directors. The Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings.
This account is a Variable Rate Account. You can earn a higher dividend rate and still maintain access to your money. Rates Effective July 1, 2013 Dividend Rate         APY (Annual Percentage Yield)       0.25%                             0.25% Dividends Compounded Monthly Dividends Credited Monthly Dividend Period Calendar Month Minimum to Open $2500.00 Minimum Balance to Obtain APY $2500.00 Account Limitations: Account Transfer and Withdrawal Limitations apply. $200 Minimum Withdrawal Compounding and Crediting Dividends will be compounded monthly and will be credited to your account monthly. If you close this account before dividends are credited, the accrued dividends will not be paid. Minimum Requirements The minimum balance to open this account is $2,500.00. If the balance falls below the $2,500.00 minimum, you may be charged a fee as shown under "Fees and Charges". The minimum withdrawal is $200.00 Fees and Charges The following fees and charges may be assessed against your account: Fees for going below the $2,500 minimum $15.00 monthly Withdrawals or transfers above the six (6) monthly $ 5.00 each Check withdrawals above three (3) monthly $ 5.00 each All other current checking account fees will apply as stated in the Rate & Fee Schedule Transaction Limitations Up to six (6) transfers or withdrawals are permitted per month at no charge, three (3) of which can be by check. Each withdrawal by check in excess of three (3) per month is charged as shown above. Each withdrawal or transfer in excess of six (6) per month is charged as shown above. TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES Except as specifically described, the following disclosures apply to all of the accounts. All accounts described in this Rate and Fee Schedule are share accounts. Rate Information. The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For Share Certificate and IRA Share Certificate accounts, the Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the term of the account. For Share, Share Draft, Vacation, Scottie Savers Club, Christmas Club, and IRA accounts, the Dividend Rate and Annual Percentage Yield may change quarterly as determined by the Credit Union’s Board of Directors. The Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings.
Money Market Share Draft Checking
Overdraft Protection
Check Card (Debit Card)
The card that does it all. You'll save time and trouble when you use your Check Card for everything from gas to groceries, restaurants to retailers. Pay for your purchases electronically right at the cash register. Unlimited number of purchase transactions. Unlimited number of cash withdrawal if your card is used at our ATM or any of the Cash Corner or Walgreens ATMs. If used at other machines, a $2.00 fee for each withdrawal will be charged. If your card is lost or stolen during business hours call (402) 895-6880. After business hours call (800) 535-8440.
Temporary Checks: For a small fee you can purchase temporary checks when needed to tide you over until you receive your check reorder. Just give us a call.
On Share Draft (Checking) Accounts To give you that added cushion in your share draft (checking) for overdraft protection. A $500.00 overdraft loan is available. See our Loan Rates page for current rates.